Should I get health insurance for my pet?

When costs go beyond reasonable financial means, many pet owners are forced to euthanize their pet or incur burdensome debt. The American Animal Hospital Association (AAHA) urges all pet owners to seriously evaluate how they would handle the costs of care should they encounter the need for catastrophic or major veterinary expenses.  The cost for treatment of injuries or many illnesses can quickly reach $1000 or more. For those who believe they would not have the means to handle such expenses through savings, credit cards or medical payment cards, pet health insurance merits serious consideration.

We’ve done the research for you and endorse and recommend Embrace Pet Insurance.  Embrace can be used at any veterinary office or emergency/referral veterinary clinic.  The policies are fully customizable; you pick your deductible and copay, but all pets receive the same outstanding coverage.

What makes Embrace different?

• The biggest difference is that they cover genetic conditions and alternative therapies.  Most insurances don’t.  Especially since genetic conditions are so common, and often expensive to treat it’s important to choose a policy that includes them.
• Embrace reimburses you based on the actual percentage you pay, not on pre-set benefit schedules that are often out of date and don’t account for differences in cost of living across the country.  This means more money back in your pocket at the end of the day.
• Embrace also offers optional wellness and dental coverage that can be added or removed from your policy year to year as YOU see fit.

Enroll now!  The BEST time to enroll is when your pet is HEALTHY.  All insurance has pre-existing condition limitations, so if you wait until your pet is ill or has an accident, it will be too late.

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